DIVERSIFIED INDUSTRY EXPERTISE
Manufacturing | Wholesale | Distribution | Technology | Healthcare | Nonprofit
Banking Account Optimization
- Online/digital banking setup and training
- Treasury product evaluation & analysis
- Fraud protection recommendations
- Bank fee negotiation & account structure review
- Review of account analysis statements
- Liaison support with financial institutions
- Banker introductions and vendor coordination
- Explanation of terminology and processes
Lending & Credit Advisory
- Commercial loan structure review and recommendations
- SBA loan guidance and application support
- Credit agreement review and negotiation
- Loan document interpretation and legal liaison support
- Borrowing base & compliance certificate assistance
- Corporate purchase card program evaluation and suggestions
- Advocacy in bank-client credit relationship dynamics
- Portfolio and transaction management
- Closing management and follow ups
Business Operations Support
- Vendor cost optimization and third-party negotiations
- Analytics and dashboard review and dashboard interpretation and action
- Project management and cross-functional coordination
- Credit and due diligence support for client portfolios
- Workflow analysis and feedback for process improvements; Internal and User integration
- Email organization, follow up and responses
- Research
- Professional network introductions
Banking & Treasury Strategy
- Strategic banking advisory for improved pricing and efficiency
- Internal/external partner coordination
- Customized financial and operational recommendations
- Lead meetings with providers and vendors provider groups and cross-functional teams to foster ongoing improvement
- Report on performance outcomes and gap closures to executive leadership
- Plan and host Regional Engagement Dinners and Regional Touch Points
- Know Your Customer documentation and collaboration
General & Administrative Services
- Industry research and business planning
- CRM database management
- Tax prep and bookkeeping organization
- Domain search, filings, and website maintenance
- Embracing AI & Chat features
- Scheduling, client follow-ups, proofreading, and communications
Ruth Ann truly embraces our way of working in this segment and has thoroughly understood the needs of her client portfolio. She has a strong understanding of her clients and has a strong working relationship with her clients and all of her internal partners.
Senior Management
She proactively identifies challenges within credit relationships early on and keeps business partners informed of any potential issues or new needs.
C-Suite Executive
Who I Work With
I support:
- Business owners seeking guidance and efficiency
- Consulting and accounting firms needing credit and financial reviews, process input and overflow project support, survey information, relationship building
- Nonprofit organizations
Why Work With Me?
- 30+ years in banking, credit, and risk
- Proven record of growing client revenue and deepening relationships
- Recognized for Salesforce, Tableau, and dashboard user expertise
- Strategic thinker with expertise in user and team engagement
- Highly collaborative, independent, and solution-oriented with a focus on measurable results
Ready to Get Started?
I look forward to a no-charge, 30-minute chat.
Whether you need a short-term project partner, long-term fractional support, or one-time analysis, I’m here to help.
Phone: 214-642-7308
Email: ruthann@virtualispossible.com
Click below to book a no-obligation call with me. It’s free. It’s 30 minutes. It’s all about you.